P2P marketplace · South Africa

A peer-to-peer USDT marketplace built for South Africa

On ZARXE you trade USDT directly with another person instead of an exchange order book. ZARXE supplies the marketplace, escrow, trade chat and dispute desk; the rand moves between the two users' own South African bank accounts.

What ZARXE does in a P2P trade

A marketplace of adverts

Traders post buy and sell adverts with their own price, minimum and maximum order size, accepted payment methods and payment window. You filter, compare and choose — nothing is matched for you.

Escrow on the crypto side

As soon as an order opens, the seller's USDT is locked in escrow and cannot be withdrawn or re-listed. Release needs a confirmation step plus an emailed one-time code. How escrow works.

A trade room per order

Each order has its own chat with a live countdown on the payment window, so both sides can share proof of payment and questions in one place that the dispute desk can review later.

A dispute desk

If something goes wrong, either side can dispute. Escrow freezes, evidence is uploaded privately, and ZARXE decides based on the record. Support and disputes.

Merchant verification

Traders can apply for merchant verification. Once ZARXE has reviewed and approved them, a green tick appears next to their name on every advert and in the trade chat. Unverified traders can still post adverts, so treat the tick as one signal among several: also look at the merchant's rating, completed trade count and whether they are currently online. Read about the merchant programme.

Local payment methods, fees and limits

Payment methods

Bank transfer, Instant EFT, PayShap and Capitec Pay. Each merchant lists the methods they accept on their advert.

Fees

A flat 1% platform fee per side of a completed trade. Deposits are free; withdrawals cost only the network fee. Fees and limits.

Order limits and KYC

Order minimums and maximums come from the advert. Identity verification is required once lifetime traded volume passes R1 000 000. Compliance and KYC.

Live adverts on the marketplace

Browse without an account. Sign in free when you're ready to open an escrow-protected trade.

Safety guidance for P2P trading

  • Keep every conversation inside the trade room. Anyone pushing you to WhatsApp or Telegram is removing the evidence trail.
  • Pay and get paid in your own name, to the exact details shown in the trade room.
  • Sellers: confirm the rand in your banking app before releasing. Buyers: only mark an order paid once the money has actually left your account.
  • Withdraw USDT only on the network you deposited to. Funds sent on the wrong network cannot be recovered.

P2P USDT in South Africa — FAQ

Start trading peer-to-peer

Create a free ZARXE account and open your first escrow-protected USDT/ZAR trade.